Assam Arogya Nidhi (AAN) is a flagship healthcare financial assistance scheme launched by the Government of Assam in 2013. The scheme is designed to provide much-needed financial support for the treatment of serious or life‐threatening illnesses and injuries, especially for families that are economically disadvantaged.

Key Features

Financial Assistance:
Eligible beneficiaries can receive reimbursement for treatment costs up to a maximum of ₹3,00,000. In exceptional cases, benefits may be adjusted based on the nature of the illness and treatment required. The Government of India contributes 50% of the funds approved by the state.

Eligible Conditions:
The scheme covers treatment for critical conditions such as:

• • Heart Diseases & Surgeries: Including procedures like pacemaker implantation, angioplasty, CABG, and heart transplants.
  • Cancer: Covering chemotherapy, radiation therapy, etc.
  • Kidney & Urinary Diseases: Including dialysis, kidney and liver transplants, and related consumables.
  • Orthopedic Conditions: Such as joint replacements and spinal surgeries.
  • Thalassemia & Bone Marrow Transplants
  • AIDS and Chronic Mental Illness (when surgical intervention is required)
  • Accidental Injuries: Including those from natural or manmade disasters like road or rail accidents.

• Eligibility Criteria:

  • The beneficiary must be a permanent resident of Assam.
  • The family’s annual income should not exceed ₹ 5,00,000.
  • Beneficiaries must seek treatment at government hospitals, government medical colleges, government-aided institutions, or empanelled private hospitals.
  • Government employees or pensioners and their family members are not eligible under the scheme.

• Application  Process:

Applicants are required to fill an offline application form (available in both English and Assamese) and submit it along with essential documents such as:

• • Income Certificate (attested by the Revenue Circle Officer)
  • Identity and Address Proof (Voter ID, Aadhaar, or Driving License)
  • Original bills/receipts and medical documents certified by the treating doctor or hospital
  • Bank account details for direct reimbursement
     

Applications are then scrutinized by a designated Selection Committee before the financial assistance is disbursed via direct bank transfer.

Additional Information

Assam Arogya Nidhi specifically targets those facing exceptional medical emergencies and expensive treatments not fully covered by other schemes such as the Atal Amrit Abhiyan (AAA) or PM-JAY. This scheme helps bridge the gap in healthcare financing for the most vulnerable sections of society.

For more detailed guidelines and to download the application forms, please visit: hfw.assam.gov.in
Also to view additional information please visit myscheme.gov.in & govtschemes.in

By offering financial support during critical times, Assam Arogya Nidhi plays an essential role in ensuring that healthcare becomes accessible and affordable for all eligible residents of Assam.